Jim Jones wrote:..
How do you know your premium wasn’t affected? It may have been lower the following year without the claim.
Obviously, I cannot be sure; but premia have always stayed low, except (reasonably) after one non-windscreen incident (mine
) . The LV cover is arranged through a motoring association, with a monthly magazine, where grievances about other 'member discount' service providers are often raised in the letter pages, but never that I recall about LV service or apparent 'bad faith'; to me, a good sign. There have been letters from those who have gone to other providers after an apparently cheaper quote, but come back after poor service.
Obviously, others' experiences may be different. But I do know of cases where the 'utmost good faith'* principle was strictly applied (by another provider) to the policyholder's detriment.
*
uberrima fides (</classicist, not lawyer
>
(mere guide at) Jet Age Museum, Gloucestershire Airport
http://www.jetagemuseum.org/TripAdvisor Excellence Award 2015
http://www.tripadvisor.co.uk/Attraction ... gland.html