Just considering switching - thanks for asking the question.
Got away with it this time so far but worried about having everything at the mercy of a set of funds with a strong herd instinct.
townleyc wrote:I would go and find a good IFA here.
townleyc wrote:Advice on hear is only worth what you pay for it!
Miscellaneous wrote:townleyc wrote:I would go and find a good IFA here.
My understanding is @Sooty25 already has an IFA and in fact the problem is with the fees and not a request for financial advice.townleyc wrote:Advice on hear is only worth what you pay for it!
Now that, of course, is a much used incorrect presupposition which ironically is in fact valueless. Or so I hear!
townleyc wrote:The point I was making is that a 'good' IFA is worth his fees..
Pete L wrote:I got more bothered as returns came down - if you add the advisor fee to the fund fees it's a significant fraction of the return. What they're doing is using a set of recommended fund holdings to spread the risk and I'm trying to work out what extra value I'm getting over a normal pension provider.
Sooty25 wrote:Just curious as to what level of fees percentage wise, are typically paid to financial advisers that manage personal pensions.