A few years ago....proceeding uphill, approaching a former railway-bridge,beneath which was a parked car. Approaching downhill vehicle pulls out to pass parked car. As there was no pavement on my side, I elected to hit the bridge-pillar. the other car squeezed through the gap, leaving tyre burns on my O/S Other driver took numerous photos on his phone.
No visible damage on his car.
Amazingly, his version of events..." I stopped behind parked car, other driver hit pillar, bounced off, slid 50 feet uphill and hit my car causing £1000+ damage"
Despite a series of photos showing the impossibility of that scenario(not least the paint on the brick pillar and the large notch in the N/S front wing, which would have caused my car to spin,had it carried enough energy to travel further uphill.....Oh, it didn't rip off the wheel either! I did not make a claim. I did not lose my NCB All correspondence with my insurer was clearly marked "NOT A CLAIM, INFORMATION ONLY"
Was very aggrieved the insurers accepted a fraudulent claim,they said it was not worth the bother to investigate...even more aggrieved that all honest motorists pick up the tab for this sort of fraud.
Seriously thinking of fitting dashcams now, as there's so much poor driving(suspect because it keeps the revenue flowing for road tax petrol duty, component VAT etc.
The more motorists, the more revenue (and the Old Bill can generate lots of speeding/parking fines as well...so, it would appear that passing the test and roadcraft are 2 entirely separate issues.