Primarily for general aviation discussion, but other aviation topics are also welcome.
#1910869
I am waiting on Traffords coming back to me with a quote for a travel insurance policy that does not count non commercial flying as an excluded activity. To provide a comparison can anybody suggest alternative companies that might provide a quote - as far as I can see they all seem to class it as an excluded Hazardous Activity.

Thanks
#1910873
That prompted me to look at my nationwide polisy and it's a bit weird, light aircraft flying isn't mentioned at all but:
Included,
Air-based activities
• Gliding (as a passenger only)
• Hot air balloon rides (as a passenger only, the balloon must have an airworthiness certificate and the pilot must be qualified)
• Parascending (over water).
Not included because Hazardous:
Air-based activities
• Parachuting
• Paragliding
• Parascending (over land and subject to air worthiness).
So maybe call and ask them?
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By Iceman
FLYER Club Member  FLYER Club Member
#1910875
Just renewed my annual multi-trip with GA flying insurance with Traffords which includes non-aerobatic GA flying. As you say, I think that all companies who provide such insurance consider it to be a specialist ‘hazardous’ activity.

Iceman 8)
#1910881
The two best insurers for sports/activities coverage in their travel insurance were DogTag and IHI Bupa, however as of the middle of last year both pulled out of UK due to BREXIT issues (their reinsurers only dealt with EU and the UK was now too problematic for them).

I looked into this and recently went with Insure & Go http://www.insureandgo.com. Aside from coverage for piloting aircraft, they cover offshore yachting & racing, skydiving, SCUBA diving to 40m, white-water kayaking to (Grade 4) among other things.
#1911011
marioair wrote:
> I seem to remember that Trafford only insured losses for GA flight in their
> policy if you had booked accommodation for 2 days as part of the trip. Ie
> you couldn’t claim it for local or day trips etc.

The draft policy document I was sent for the annual policy says in the definition of a Covered Trip

"Trips undertaken wholly within the United Kingdom will only be covered where there is a minimum of two (2) nights pre-booked accommodation"

This seems to apply the policy in general and not just where it relates to a GA flight.
By mpk
FLYER Club Member  FLYER Club Member
#1911015
So not hugely more expensive (the £106 quote). I've never bothered and carried the risk for the sake of 3 or 4 flights in USA over a 2 week holiday. Intrigued about the UK bit some mention, pointless surely with the NHS? Similarly like a fake news story I once saw re. Isle of Man, where reciprocal arrangements apply.
#1911016
mpk wrote:
> So not hugely more expensive (the £106 quote). I've never bothered and
> carried the risk for the sake of 3 or 4 flights in USA over a 2 week
> holiday. Intrigued about the UK bit some mention, pointless surely with the
> NHS? Similarly like a fake news story I once saw re. Isle of Man, where
> reciprocal arrangements apply.

For the UK use cases I was thinking more of the critical injury cover, for myself and passengers etc. As health or sports insurance doesnt cover it either.
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By Paul_Sengupta
FLYER Club Member  FLYER Club Member
#1911017
mpk wrote:
> So not hugely more expensive (the £106 quote).

My current annual policy without flying is £37.75 from Coverwise.

https://www.coverwise.co.uk/

marioair wrote:
> For the UK use cases I was thinking more of the critical injury cover, for myself and
> passengers etc. As health or sports insurance doesnt cover it either.

Surely that's a different type of insurance, that's life/critical injury cover insurance. Travel insurance is for travel, usually outside the country. If critical injury cover is included, the amounts are quite small IIRC.