Primarily for general aviation discussion, but other aviation topics are also welcome.
By T18
#1786955
Hi All

I have just renewed my aircraft with Visicover, ground cover only due to awaiting engine repairs and note on the policy that I am covered for up to five hours flight time for the purpose of flight testing or demonstration for a very modest sum. Completed easily online - no fuss.

Visicover certainly has my vote.

Keep safe,
T18
Rob P, bogopper liked this
By Stu B
#1786998
I think having a limited amount of flight cover for certain very specific purposes is standard with ground risks cover - I think I had 15hr for test flights, sales demonstrations, going to maintenance, etc. I *think* though, the scope of the cover during such flights was less than for "normal" insured flying - may only have been in effect "third party" cover only.
By T18
#1787022
Hi Iceman

No other quotes sought as the cost was so low to be not worth my time being spent on investigation.
I have been with Visicover for many years and normally would have a comparison at renewal, but this time the figure was so low . Simples.
T18
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By Iceman
#1787027
Ground risks tend to be fairly flat-rate across the board whereas my experience is that flying insurance is where you see great differences. I had been with Visicover for many years for the TB but renewed flying insurance with another provider recently at less than 60% of Visicover’s quote.

Iceman 8)
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By PeteSpencer
#1787051
I’m probably the most brand-loyal pushover on this planet, but for this year’s (flying) insurance one company provided such a massive reduction in premium over all others that our 15 + year relationship with our insurance company came to an end

( neither were Visicover)

Peter
By Big Dex
#1787347
My Trafford’s renewal just came in at 150% of last years premium, with no material change of circumstance. Visicover were within a few £ of what I paid last year, and got my business.
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By TheFarmer
#1787348
at less than 60% of Visicover’s quote.


Go on then....spill the beans. :thumright:
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By Iceman
#1787374
In fact, it was 51% with a quote from Visicover of £3206, and a quote from FlyCovered of £1638.67.

Iceman 8)
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By MikeB
#1787416
Typically, Visicover quote around £50 less than Traffs for my Pioneer but we have always stuck with Traffs.

This year, Traffs were £200 less than Visicover. First time I've seen it that way round.
By Shoestring Flyer
#1787452
I got a quote from FlyCovered and they wanted £287 more than Visicover who I have been with for the last 5years.
Given up gettting quotes from Traffords they just want silly money or sometimes refuse to quote.
By ROG
#1787454
You know what they"re like when you need to make a claim.
Happy with HAYWARDS who were fine when one of our (now ex ) members managed a prang.
Some companies seem to want to know the colour of your socks.
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By CloudHound
#1787455
The renewal from A&T on my Stinson was 400% higher than last year so I was on the brink of going with Fly Covered who quote was about on par with last years premium.

However, A&T managed to get a large refund of premium as the a/c had not flown for 11 of the previous 12 months bringing the new net figure to nearly par.

As a former trainee insurance broker (failed) I adhere to the old adage about loyalty (we used to go on cover for millions on a phone call) so decided to stick with them another year.